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About Skandia

Skandia UK is part of the Skandia Group which is currently owned by Old Mutual plc. This company was formed in South Africa in 1845 and offers life assurance and fund management advice in over 40 countries. Scandia UK focuses on pensions, protection and investments. They pioneered the effective MultiManager approach which offers funds from several different fund managers under one roof. Over 57,000 employees work for Old Mutual in total and it manages £285 billion worth of assets at present.

Product Range and Speciality Services

Skandia individual pensions are unit linked which means that your contributions buy you units in Skandia’s different funds. All of these funds will have separate strategies and managers and are linked to the value of stocks and shares all over the world. The Self Select option allows you to choose whichever managers you like in order to build a tailor-made investment portfolio. You can switch managers and funds anytime you wish. Their Skandia Investment Management option involves their sister company Skandia Investment Management Limited choosing the funds for you, monitoring and replacing them when necessary.

Their Life Assurance Company Pensions offers a plethora of opportunities including a Group Personal Pension Plan which is a scheme where an employer aids employees with their personal pensions. There is also an Executive Pension scheme which is specifically designed for directors and executive employees. You could also decide to choose a Buyout Bond which allows transfers from other bonds or occupational pension schemes before you draw any benefits.

Selling Route

Skandia sell their specialised MultiManager solutions for their products and services such as pensions and investments. It is also possible to get what you need directly from Skandia Investment Management Limited.