Bright Grey

Bright Grey

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Bright Grey

About Bright Grey

Bright Grey is a company that is dedicated to ensuring that every family in the UK is protected. Their homepage notes that there is a whopping £2.3 trillion gap in terms of life insurance in the United Kingdom with almost 40% of British adults without any form of protection. This company was set up by Royal London in order to make the issue of life insurance less confusing to the general public. Royal London itself is a company that is over 150 years old and has over 4 million customers in the UK.

Product Range and Speciality Products

Bright Grey has no specific company products as these are handled by its parent company. However, it does have a range of coverage for individuals in terms of personal and lifestyle protection. They have the basic life insurance policy which pays out when you pass away or if you are diagnosed with a terminal illness before the last year of your plan. Critical Illness Cover is a necessity as it will cover the costs incurred by your medical bills as well as any loss of earnings from being unable to continue working. Bright Grey also offers up to £20,000 free Children’s Critical Illness Cover for each child.

Income Cover for Sickness pays you an income if you are unable to work due to illness or injury. It allows you to cover up to half of your annual salary and you can claim it more than once if you are once again struck down with a serious ailment. You can also decide how long after your illness you want your payments to commence.

Selling Route

Bright Grey is officially a division of The Royal London Mutual Insurance Society Limited and was designed to give affordable interest to the general public. Their parent company take care of the IFA selling route.