With Profits

With Profits













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  Welcome to The Complete Pension Guide 2017!


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With Profits

This is a type of fund designed to smooth out the ups and downs of the stock market, by holding back some of the profit in the good years to ‘supplement’ the bad years. A with profits fund can have assts in a variety of investments, from shares to property, cash and gilts. Holders of a with-profits savings or pension policy receive annual bonuses based on the ‘smoothed’ investment returns of the with profit fund.