Unsecured Pension

Unsecured Pension













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Unsecured Pension

This is another name for Income Drawdown and is an alternative to buying an annuity when you stop work. It will enable the holder to draw income from their investment fund and leave the remainder invested. An unsecured pension can also refer to Employer Funded Retirement Benefit Schemes (or EFRBS) or the older Funded Unapproved Retirement Benefits Scheme (FURBS). These are unapproved retirement savings schemes that do not get tax relief and are funded by an employer to provide a member with a lump sum and/or income for their employee’s retirement.