Serps

SERPs













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SERPs

This stands for the State Earnings Related Pension Scheme and it was the State additional pension between April 1978 and April 2002. It relied on just employee’s National Insurance Contributions. The self-employed did not contribute to SERPs The SERPSs scheme was replaced in 2002 with the current State Second Pension. The main aim of SERPs was to give employees an additional State pension. Both final salary schemes and, eventually money purchase schemes, could contract out of SERPs.