Preserved Pension

Preserved Pension













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Preserved Pension

Also sometimes known as a frozen or deferred pension, a preserved pension is another name given to the pension benefits earned by a member of a defined benefit pension scheme before they stopped being an active member. Providing the non-active member has the minimum level of service (two years if employed after 1988 and five years if employed between 1975 and 1988) the occupational scheme must offer them a preserved pension, which they can receive when they retire. If they have less than two years service they can have a refund of their contributions, less some deductions.