Phased Retirement Agreement

Phased Retirement Agreement













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Phased Retirement Agreement

This is when a personal pension is arranged as several separate plans, instead of just one individual savings plan. The holder then buys annuities with the different pension plans at different times in their retirement. This enables them to keep some of their pension savings invested in the markets and have some annuity income at the same time. It can also be helpful for individuals that plan to retire gradually by moving from fulltime employment to part-time.