Basic State Pension

 

Basic State Pension

The basic State Pension is the benefit provided to everyone that has made sufficient National Insurance Contribution. It is available once the individual reaches the State pensionable age and is not earnings related.

The State pension is made up from both the Basic State Pension and the State Second Pension. Individuals with less than 30 years of National Insurance Contributions will get less Basic State pension, although they may qualify for pension credits.

The age at which someone can claim the basic State pension is due to rise in the future and Government plans to review the State pensionable age.