Annuity

Annuity













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  Welcome to The Complete Pension Guide 2017!


For – setting up a new pension, reviewing your pension, approaching retirement, looking into auto enrolment, and buying your annuity or entering income drawdown

Annuities: Immediate Vesting Personal Pension Plan (IVPPP) – Compulsory Purchase Annuity (CPA) – Purchased Life Annuity (PLA)

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Annuity

An annuity is provided by a pension provider or insurance company. It will give regular payments over a defined period of time or upon death. Annuities are usually bought with a large lump sum payment, such as an accumulated pension fund. There are several different kinds of annuities available. Some will increase in line with inflation, others are guaranteed for a certain period of time. You can also get single and joint life annuities, depending on whether you want to provide for your dependents after your death.