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We are here to help companies and individuals find quick answers to their pension questions. With pensions lots of disciplines , law, finance, taxation, employee relations, all converge in one place. The difference between choosing one product or another is often the answer to one little question about law or your specific situation. Often it

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Late Retirement


This refers to when a member of an occupational pension scheme delays retirement beyond the pension schemes normal retirement date. In these cases, the payment of their retirement benefits will also be delayed until they take retirement. Not all occupational pension schemes will let members work beyond the normal retirement date. These schemes have a

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Do I need to have a company pension scheme?

Any company that employs five or more people is legally obliged to give their personnel the opportunity to join a company pension plan. The penalty for not meeting this requirement is a fine up to £50,000. Unless you already offer some other recognised company pension scheme, you have to offer your employees membership of a pension. Your company needs to

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Where can I get Pension Information?

If you are looking for pension information the best advice is to look online and speak to a financial adviser. When it comes to speaking to a financial adviser it would be wise to choose someone with specific expertise in the field that you are looking. Many financial advisers target a specific client type and

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Where can I find out about pension regulations?

There are several very good sites for guidance on pension regulations. Direct.gov.uk- provides individuals excellent starter information and tax, laws limits and a lot more. The link below takes you straight to a very useful page: http://www.direct.gov.uk/en/Pensionsandretirementplanning/BeginnersGuideToPensions/index.htm The Pension Regulator- specialises in work based pensions and gives a lot of information for individuals, employers, trustees

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